Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendati…

"About 9 out of 10 millennials say they want to be homeowners... but buying a home the right way isn't so simple." In this episode, Jaspreet Singh flips the script on the American Dream and lays out 5 clear reasons why you should NOT buy a home, at least not yet: You don’t have enough savings for emergencies You can’t afford a real 20% down payment…

"What happens if your company fired you tomorrow? How would you pay your bills?" If that question makes you pause, it’s time to rethink how your money works. In this episode, Jaspreet breaks down 7 smart ways to build passive income streams, even while working a full-time job: Buying rental real estate (and making it truly passive) Investing in rea…

Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendati…

"The best opportunities usually live where most people aren’t looking." In this episode, Jaspreet reveals 3.5 underrated investment opportunities you can consider in 2025, perfect for investors ready to think beyond the obvious: How to spot market shifts (like data centers, water, and net interest margins) before they hit the mainstream The hidden …

"The people who never learn the rules of money will always be ruled by money." In this episode, Jaspreet breaks down the 10 laws of money you won't find in a textbook: only from real-life lessons, investing, and expensive mistakes: Why money is emotionless and how it amplifies who you already are The harsh truth: money rewards unique value, not har…

"Markets go up, markets go down, but despite the crashes, despite the recessions, the stock market has averaged around 10% a year over the long term." In this episode, Jaspreet breaks down the real math behind building a million-dollar portfolio and how you can start today, no matter where you're starting from: Why hitting $1 million depends on 3 t…

“When there's a loser, there's also a winner." When markets crash, most investors panic. But what if you had a strategy that limited your losses or even helped you grow your wealth? In this episode, Jaspreet breaks down the mindset and portfolio strategy that can protect you through market downturns: Why traditional “diversification” (like picking …

“Workers build wealth for companies. Owners build wealth for themselves.” In this episode, Jaspreet breaks down why climbing the corporate ladder is one of the slowest (and least effective) ways to build real wealth and what you should be doing instead: Why top executives work for the owners, not for employees or customers How the tax code punishes…

“If you’re saving all your money in the bank, you’re quietly becoming poorer. In this episode, Jaspreet exposes the uncomfortable truth about today’s financial system and why traditional advice like “save your money” is setting people up to lose: Why your hard-earned dollars are losing value every day How government money printing is quietly draini…

“If your goal is to get rich quick, you should not be buying stocks.” In this episode, Jaspreet lays out why jumping blindly into the stock market can be a huge mistake, especially for Millennials riding the hype wave: Why getting rich quick in stocks is not a sustainable strategy How the pandemic created a dangerous “gambling mindset” among new in…

“If you can pay off your home quicker, the biggest expense you probably have is gone. Now you only have to worry about your property taxes.” In this episode, Jaspreet breaks down the real math (and mindset) behind paying off your home early and whether it’s the right move for you: Why mortgages are front-loaded to make your banker rich first How to…

"Companies will change. Technology will change. People will change. But the economy will keep growing." In this episode, Jaspreet breaks down the five investments you don’t just want to own you want to hold for life: Why real estate for residential living (not malls, not offices) is one of the safest bets for generational wealth How investing in th…

“Banks Don’t Teach You This — But You NEED to Know It.” In this episode, Jaspreet pulls back the curtain on how banks really make money and why it’s hurting you more than helping you: Why banks profit more when you go into debt The real reason they push credit cards, car loans, and HELOCs Why “good debt vs. bad debt” is a dangerous trap for most pe…

“Got $5,000? Here’s how to make it work for you.” In this episode, Jaspreet breaks down what to do if you have $5,000 sitting in the bank and how to turn it into way more: Why paying off debt and building an emergency fund come first Two powerful paths: actively growing your money (start a business) vs. passively growing it (invest) The easiest typ…

Want to invest but don’t know where to start? Here’s the breakdown: In this episode, Jaspreet dives into the difference between mutual funds, index funds, and ETFs, and why picking the wrong one could cost you tens of thousands in hidden fees: What mutual funds really do (and why most people overpay for them) Why Warren Buffett bet $1M against high…

“Want to find the real investment gems? Start here.” In this episode, Jaspreet reveals the Investment Trio—three key steps that help you uncover hidden opportunities and grow real wealth without falling for the hype: Why being financially prepared matters more than chasing the next hot stock How financial education helps you avoid rookie mistakes (…

“Buying isn’t always better. Sometimes renting is the smart move—and here’s why.” In this episode, Jaspreet challenges the myth that homeownership is always the path to wealth and breaks down the real costs of owning vs. renting. It’s not just about the monthly mortgage—there’s a lot more under the hood. The 5 hidden costs of owning a home most peo…

“Ramsey says avoid all debt. Kiyosaki says use debt to get rich. Who’s right?” In this episode, Jaspreet shares his personal experience testing out Dave Ramsey’s 7 Baby Steps—what worked, what didn’t, and how to adapt them for your own goals in 2024. The key difference between Ramsey and Kiyosaki’s approach to building wealth Why a $1,000 emergency…

"A good financial decision moves you forward—but a bad one can set you back even more." In this episode, you’ll learn how to spot and avoid seven of the biggest money traps that quietly sabotage your financial future—so you can build wealth without unnecessary setbacks. What lifestyle inflation really looks like—and how to break the cycle Why waiti…

"Most people don’t get rich because they don’t realize what’s keeping them broke." In this episode, Jaspreet uncovers seven hidden wealth killers that hold people back from financial freedom—often without them even realizing it. Why an 800 credit score won’t make you wealthy The real cost of car payments and why financing a car keeps you broke How …

"The wealthy don’t just work for money—they make money work for them." This episode explores five key ways rich people think differently about money and how those shifts can change financial outcomes. The importance of growing wealth rather than just earning more How to structure finances to protect and keep more of what’s earned The distinction be…

"Recessions come and go, but once in a lifetime, the financial system resets. Ray Dalio says we’re on the brink—are you ready?" Billionaire investor Ray Dalio warns that the U.S. is at the end of a long-term debt cycle, a rare economic reset that happens every 50–100 years. In this episode, we break down: The Short-Term vs. Long-Term Debt Cycle – W…

"Want to make $100K a year without working? Real estate can make that happen—but only if you do it right." Most people dream of financial freedom, but few actually create a plan to make it happen. In this episode, Jaspreet breaks down exactly how to build a rental property portfolio that generates enough cash flow to replace your income, allowing y…

"Making money isn’t magic—it’s math. Break it down, build the system, and the results will follow." If you’re starting from scratch and want to hit $100K in the next 12 months, you need a plan—whether it’s earning it, investing it, or saving it. In this episode, Jaspreet breaks down the step-by-step strategies to build your first six figures and av…

"The secret to building wealth isn’t how much you make—it’s how much you keep and invest." Most people make money and spend it—then wonder why they’re broke. Wealthy people do the opposite: they pay themselves first by saving and investing before spending a dime. In this episode, Jaspreet breaks down his 75/15/10 Rule—the easiest way to manage your…

"If the government can take their cut before you see your paycheck, why not pay yourself first too?" Most people get paid, spend, and then wonder why they’re broke at the end of the month. Wealthy people do the opposite—they invest first, save second, and only spend what’s left. In this episode, Jaspreet walks you through a foolproof system to mana…

"The tax code is a rulebook—those who understand the rules pay less." Most people don’t realize that the IRS tax code is built to benefit business owners and investors, not employees. If you don’t know how to navigate the system, you’re likely paying more than you need to. In this episode, Jaspreet breaks down seven key tax loopholes that the wealt…

"America is the greatest country for building wealth—so why are most people drowning in debt?" The biggest financial trap isn’t low income—it’s how you spend what you earn. In this episode, Jaspreet breaks down: Why high earners are still broke (and what they’re getting wrong). How banks, corporations, and the government make money off your financi…

"The key to financial freedom isn’t just making money—it’s making your money work for you." Can you really live off dividends and never work again? Yes—but most people do it wrong. In this episode, Jaspreet breaks down: Why most people fail as dividend investors. The 3-step strategy to turn your dividends into passive income. How to start with just…

"Wealth isn’t about having a million dollars in the bank. It’s about having enough passive income to never worry about money again." If you want to stop trading time for money and actually build sustainable wealth, this episode is for you. Jaspreet breaks down the two proven strategies that the wealthy use to generate profits and achieve financial …

"Your home isn't an investment just because you live in it. It can either build wealth—or drain it." Owning a home is part of the American Dream, but too many homeowners turn their biggest purchase into a financial nightmare. In this episode, Jaspreet breaks down the five most common mistakes homeowners make that cost them money—and how you can avo…

"The difference between rich and wealthy? Rich people work for their money. Wealthy people make their money work for them." Most people spend their entire lives chasing a paycheck, upgrading their lifestyle, and wondering why they never feel financially free. The truth is, earning more money doesn’t automatically make you wealthy—it’s what you do w…

"You don’t need millions to invest in real estate—you just need to know the right strategy." Want to earn passive income from real estate—without buying a house or dealing with tenants? REITs (Real Estate Investment Trusts) offer a way to invest in real estate with low capital, zero property management headaches, and steady dividend payouts. In thi…

"Your 401(k) was never meant to be your entire retirement plan." Millions of Americans are relying on their 401(k) to retire comfortably—but the truth is, most people won’t have enough. In this episode, Jaspreet reveals why your 401(k) alone isn’t enough to retire stress-free and what you need to do right now to build a real retirement plan. You'll…

"Your first $100 investment won't make you rich—but it will change the way you think about money forever." If you’ve got $100 and you’re ready to start investing, but you don’t know where to begin—this episode is for you. Jaspreet breaks down 7 simple ways to invest your first $100, even if you have no experience. You'll learn: Why paying off debt …

"Money is a tool—use it wisely, and it can work for you for generations." What if you could stop worrying about money and create a legacy that lasts for generations? In this episode, Jaspreet breaks down the 10 steps to building real wealth—covering everything from mindset to investment strategies to legacy planning. Learn how to: Develop a wealth …

What if your net worth wasn’t just about how much you owned—but also about how well you protected it? Learn the five powerful (and completely legal) strategies that the wealthy rely on to safeguard their assets and ensure financial security. We’ll dive into: How to make your assets "invisible" and shield yourself from liabilities. The essential tea…

What would you do if you received a $1 million check tomorrow? Most people scramble for a plan, but true financial independence starts with preparation. In this episode, learn the seven essential steps to retiring early and building a life of freedom: Calculate your real retirement number (it’s simpler than you think). Discover the difference betwe…

"Would you rather make a lot of money or be worth a lot of money?" Jaspreet breaks down the two strategies wealthy people use to build massive wealth: being worth a lot (like Elon Musk) and making a lot (like Warren Buffett). Learn the pros, cons, and risks of each approach and how you can apply these principles to build your own wealth system. Wha…

"You either master your money, or your money masters you." Jaspreet reveals the 7 most common financial pitfalls that keep young people broke and struggling. Learn how to avoid these costly mistakes and start building real wealth in your 20s. What You’ll Discover: The car trap: Why that shiny new car could be a $430,000 mistake. Luxury lifestyle li…

"Your wealth starts in your mind before it grows in your bank account." Feel empowered as Jaspreet shares how to break free from limiting beliefs and unlock the mindset of the wealthy. Learn actionable strategies to reshape your relationship with money and set yourself on the path to financial freedom. What You’ll Discover: The invisible barrier: H…

“True generational wealth isn’t just a home—it’s income that lasts beyond your lifetime.” This is a mindset shift we all need. Learn from Jaspreet on how to redefine generational wealth and how to create it, even if you don’t make a high salary. From owning cash-flowing assets to avoiding common pitfalls of traditional wealth-building strategies, t…

“If you’re broke, you’re making someone else rich. Let’s break that cycle.” Jaspreet dives into the three destructive habits keeping so many Americans stuck financially—and how to break free. If you’re tired of living paycheck to paycheck, these insights will help you shift your mindset, build wealth, and take control of your financial future. What…

"Most people use money every day but have no idea when or how it changed forever." Ready to dive into some history you never knew you needed? Jaspreet breaks down the pivotal year of 1913—the year the Federal Reserve Bank was created and the federal income tax was introduced. Discover how these two monumental changes continue to shape your financia…

"Building wealth isn’t about luck or gambling—it’s about strategy." Jaspreet shares the five simple steps to automate your way to wealth—no crypto hype or sports betting required. Learn how to grow your income, invest with intention, and ride out financial storms with confidence. What’s Inside: Why most “get rich quick” schemes leave you broke. The…

"Most people think you need to earn a ton or start a business to get rich. But that's a lie." Get out your pen and paper because Jaspreet is breaking down the exact steps to build and keep wealth, ensuring you never have to stress about money again. Whether you’re earning $50,000 a year or running a successful business, the real key lies in how you…

“Passive income isn’t about doing nothing and making millions—it’s about making smart moves with your money so it works harder than you do.” You're already making smart moves because you're here. In this episode, Jaspreet demystifies the concept of passive income and gives you a no-fluff blueprint to make your money work for you. From dividends to …

"If you want to be the first in your family to build wealth, you’ve got to focus on three things: spend less than you make, invest the difference, and work to increase your income.” Jaspreet breaks down his no-nonsense, three-step formula for building wealth and creating financial freedom. He dives into the practical strategies you need to take con…

"The best investment I ever made wasn’t in real estate, stocks, or crypto—it was screwing up." In this episode, Jaspreet shares the hard-earned lessons he’s learned through failed businesses, real estate disasters, and tough decisions. From navigating shady deals to finding his true passion, this episode is packed with raw, real advice on what it a…